Home Buying Resources

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Coastal Housing Partnership Frequently Asked Questions
by Coastal Housing Partnership|09 October 2014|Coastal Housing News, Home Buying Resources
Is this a first-time homebuyer’s program? No, you do not have to be a first-time homebuyer. It is available to any employee of a member company. Can I use these programs to purchase outside of Santa Barbara County? Yes, you...
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Foreclosure Prevention Resources
by Coastal Housing Partnership|09 October 2014|Home Buying Resources
Steps you can take to avoid foreclosure Remember that lenders want to help borrowers keep their home.  They are in the business of lending money, not acquiring property.  In addition, foreclosure is expensive for lenders.  Generally, lenders want to work...
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Home Buying Resources
by Coastal Housing Partnership|09 October 2014|Home Buying Resources
Buying a Home in the Tri Counties in California?  If you are buying a home in Santa Barbara County, Ventura County or San Luis Obispo County, then these Home Buying Resources are for you! You will need Adobe Acrobat Reader...
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Glossary of Credit Terms
by Coastal Housing Partnership|09 October 2014|Home Buying Resources
Glossary of Credit Terms: Balance – total debt you owe for all open and closed accounts on your credit report. Balance transfer – moving a balance from one account to another. Charge-off – the balance on a credit obligation that...
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House hunting? An Official Pre-approval Letter May Give You An Edge
by Coastal Housing Partnership|27 February 2014|Home Buying Resources
Elizabeth Winterhalter, Mortgage Banker at Bank of the West (805) 979-9737 shared this great infographic with us for our Coastal Housing Partnership Blog. House hunting? Getting an official pre-approval letter may give you the edge over other home-buyers. This infographic called...
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How to Successfully Get a Mortgage in 2014
by Coastal Housing Partnership|27 February 2014|Home Buying Resources
Kelly Marsh, Branch Manager at Broadview Mortgage Santa Barbara shared an article with us from the CMPS Institute that focuses on mortgage laws and how to avoid bank and institutions from documenting your financial life when applying for a loan. Here...
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