Mark Johnson

Company: Guaranteed Rate
Location: 1165 Coast Village Road, Santa Barbara CA
Phone: (805) 448-6094
Email: mark.r.johnson@rate.com

Professional Experience: Started my mortgage lending career in 1999

Professional Designation: Certified mortgage planner

Languages Spoken: English

Community Involvement: Carpinteria Rotary

Geographic Area: California

Most mortgage lenders probably weren’t raised on a farm in Eastern Washington, learning to drive a truck before a car, harvesting wheat as a 12-year-old from the crack of dawn until after sunset.

But Mark was.

Learning the values of hard work from a young age, he landed a job in college with Bose Corporation, where he worked for 10 years climbing the ranks to national account manager of the catalog division (“and if that doesn’t date me, I mean really what does?!”).

Mark entered the real estate industry captivated by the unique work loan officers conducted to help people secure the most critical asset of their lives: a home.

He has been a lender since 1999 working with borrowers and realtors from all backgrounds and walks of life. Mark specializes in first-time home buyers, FHA/VA financing, complex-income borrowers, and condo financing. He has been the preferred lender for large, multi-home projects such as The Hideaway in Goleta,  Vineyard Village in Buellton, and Pasadera in Guadalupe.

For his clients, he delivers an unparalleled level of communication and charisma, check-in calls every Tuesday, expert knowledge of even the trickiest loans, and a human touch that softens the entire process.

Client Testimonials:

Jonathan Mayo
“I have had the pleasure of working with Mark Johnson on several real estate transactions and refinance opportunities over the last 10 years. Each time I came away in a better position, Mark is a professional!”

Lindsey S.
“Choosing to work with Mark was the best decision we made at the start of our first-time home buying process. Mark was always approachable and available to answer our many questions and to address our concerns. We probably have unreasonable expectations of loan officers now because Mark went above and beyond to make the process smooth for us.!”

Edward and Tami S.
“Mark is responsive! He was thorough when answering the many questions we had and was quick to resolve any issues. He was honest and realistic when forecasting dates. We cannot say enough about his exemplary customer service and ability to communicate complex terms and procedures in a simple way so we could understand. Highly recommend!!”