House hunting? An Official Pre-approval Letter May Give You An Edge

Elizabeth Winterhalter, Mortgage Banker at Bank of the West (805) 979-9737 shared this great infographic with us for our Coastal Housing Partnership Blog.

House hunting? Getting an official pre-approval letter may give you the edge over other home-buyers.

This infographic called Preparations For a Strong Buyer’s Offer explains how to give your home purchase offer some muscle with a genuine pre-approval letter from a lender.

Bank of the West is the Welcome Home Sponsor for our 3rd Annual Home Buying Fair Saturday, March 1st, 2014 from 10am – 3pm.  Come meet with them and learn from home buying experts!

Prequalification_vs_Preapproval_Infographic_BankoftheWest-1

Education can take some of the worry out of the home-buying process!




2014 Coastal Housing Partnership Home Buying Fair

Want to learn how to navigate the home buying process in today’s real estate market? Join us for Coastal Housing Partnership’s 3rd Annual Home Buying Fair, which will be Saturday March 1st  from 10am to 3pm at Earl Warren Showgrounds in Santa Barbara. The event will feature free how-to seminars given by local experts to give you the tools you need to guide you in your home buying process. Save the date and we look forward to seeing you there!

Our commercial that aired on KEYT this week is below!




Home Buying Fair Santa Barbara

Coastal-Housing-Partnership-home-buying-fair-2014




A Local Family’s Home Buying Success Story

Coastal-Housing-Partnership-Success-Story

Home sweet home for Ivan and Cenorina

Two years ago, when Cenorina and Ivan first thought of buying a home, all of their offers were rejected. No one could seem to help them work out a deal. Then they found out about Coastal Housing Partnership and how their employee benefit works.

The couple attended a Coastal Housing Partnership Home Buying Seminar and then connected with a real estate agent from Coastal Housing’s network services partners.

“Education is huge. Without it we wouldn’t have had that extra push… It motivated us!,” the couple shared.

Through their employer’s Coastal Housing Partnership housing benefit, Cenorina and Ivan were able to purchase their home with less than a 20 percent down payment. They saved more than $3,000 in closing costs, and are now paying less each month than they would to rent.

“We would say to anyone who thinks home ownership is impossible: With knowledge and planning, it’s right around the corner, but we could not have done it ourselves,” Ivan and Cenorina shared.




Get Back Into the Home Buying Market

The following blog post was written by Sr. Mortgage Consultant Austin Lampson of OnQFinancial in Santa Barbara.  OnQFinancial will be one of the Exhibitors at our Home Buying Fair on March 1st from 10am-3pm at Earl Warren Showgrounds. Thank you Austin for sharing your expertise and insights!

Get Back Into the Home Buying Market
Many residents of the Gold Coast experienced hardships during the recent economic downturn that put them behind on their housing payments. Some of us had to declare bankruptcy, take a short-sale or unfortunately may have been foreclosed upon. Yet did you know that you may be eligible to be back in the purchase market sooner than later?

Lenders are lending to you!
We just closed a transaction for a client who had a short sale two years ago. She was able to enter into contract on a new home just days after the two year anniversary and obtain a Conventional, 30 yr. Fixed rate loan. Other options may be available depending on your personal circumstances, needs and goals.

Want to learn more?
Come to the Coastal Housing Partnership Fair on March 1st for more details on this topic and learn other great information about our current housing market.

www.coastalhousing.org/home-buying-fair/

Austin Lampson
onQFinancialSantaBarbara

 

Sr. Mortgage Consultant, NMLS # 517060
NMLS # 5645
1332 Anacapa St. Ste. 110; Santa Barbara, CA 93101
Phone:  805.335.8200   
austin.lampson@onqfinancial.com     /    www.austinlampson.com

Equal-Housing-Lender



Coastal Housing Partnership’s 2014 Sponsors

This year, we have more than a dozen of sponsors supporting our 3rd Annual Home Buying Fair March 1st at Earl Warren Showgrounds from 10am – 3pm. Thanks to our sponsors, potential home buyers will have a unique one-stop home buying resource shopping opportunity. Our 2014 Key Sponsor for the Home Buying Fair is Broadview Mortgage. Our Welcome Home Sponsor is Bank of the West and our Employer Partners are UCSB and Cottage Health System.

We invite you to attend our 3rd Annual Home Buying Fair on Saturday, March 1st from 10am – 3pm at Earl Warren Showgrounds in Santa Barbara. To RSVP on Facebook, please click here. Whether you are a first time home buyer, a move-up buyer, getting back into the market or just thinking about buying a home, this Fair is for you!

Home Buying Fair 2014 sponsors

Being a sponsor includes unique positive benefits including exposure to Santa Barbara’s major employers, small businesses, dozens of real estate industry professionals, and exposure to 35,000 local employees through our organizations. You also get countrywide exposure through print, broadcast and online media as well as direct contact with families who are ready to start their home buying process. Most importantly, sponsors are supporting the goodwill of the Santa Barbara community.

Our warm thanks to our 2014 sponsors!  See our sponsors page for the complete 2014 sponsors list.

For more information, contact us online at www.coastalhousing.org or 805-969-1025